Certificate of Deposit Decision Maker




Figuring out where your money will get the most bang for your buck (literally) can be a stressful task. If you are exploring CD options, the highest interest rate isn’t always going to be on the CD length you want. If you have to end the CD early, you may get slapped with a penalty fee. But how do you figure out if the higher interest rate outweighs the penalty fee?

Download our calculator, so you can plug in your numbers and let the spreadsheet do the rest! Detailed instructions are included on the first tab of the spreadsheet.


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